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Payment Options

A new smile that fits your budget

Up to 24 months of interest-free payments through Cherry, most major insurance plans accepted, and real discounts — all set up in one visit.

Cost should never be the reason you put off a healthier, more confident smile. At Rubin Orthodontics, every treatment plan comes with a clear price and flexible ways to pay it — explained in plain language before you commit to anything.

Interest-free monthly payments with Cherry

We partner with Cherry to offer payment plans of up to 24 months, interest-free. The application is quick and online, and your down payment and monthly amount are arranged right at the consultation — so if you are ready, treatment can start the same day.

Apply with Cherry

Insurance, FSA & HSA

We accept most major dental plans, including Aetna, Ameritas, Cigna, Delta Dental, United Concordia, Guardian, Principal, MetLife, UnitedHealthcare, Humana, Florida Blue, GEHA, and ASO — and we gladly take FSA and HSA funds.

Discounts

  • $500 off treatment for new patients.
  • $1,200 off comprehensive treatment for law enforcement and first responders.
  • $1,000 off for students.
  • Pay-in-full discount when you prefer to settle up front.

Retainers protected for six years

Every comprehensive or Phase 2 case includes our Retainer Insurance program: four free replacement retainers per year for six years after treatment. Curious what treatment itself costs? See our braces & clear aligner cost guide.

Cherry financing

Check your options in about 60 seconds

See example payments and check what you qualify for — powered by Cherry.

Common questions

Payment questions, answered

Do you offer payment plans for braces or aligners?
Yes. Through our financing partner Cherry, you can split treatment into monthly payments — up to 24 months interest-free. Your down payment and monthly amount are set up during the consultation, and many patients start treatment the same day.
What insurance do you accept?
We accept Aetna, Ameritas, Cigna, Delta Dental, United Concordia, Guardian, Principal, MetLife, UnitedHealthcare, Humana, Florida Blue, GEHA, and ASO plans. FSA and HSA funds work too.
What discounts do you offer?
$500 off treatment for new patients, $1,200 off comprehensive treatment for law enforcement and first responders, $1,000 off for students, and a pay-in-full discount.
How do I find out my exact cost?
Book a free consultation. It includes photos, x-rays, and an exam with Dr. Rubin, and you leave with a personalized quote that stays locked in for a week. Most comprehensive treatment falls between $2,995 and $6,500.

Start with a free consultation

Tell us about your smile and we will find the earliest opening. Call the office or request a time and the front desk takes care of the rest.

Call Free Consult